Health Insurance and Adverse Selection
Alary, David
Health Insurance and Adverse Selection - 2008.
72
This paper investigates the impact of chronic diseases on insurance contracts with adverse selection. We use a bi-dimensional utility function (wealth and health status). We prove that the introduction of chronic diseases influences the equilibrium of insurance market. We characterize conditions such that first best contracts can be optimal with asymmetric information. Classification JEL: D82, I1.
Health Insurance and Adverse Selection - 2008.
72
This paper investigates the impact of chronic diseases on insurance contracts with adverse selection. We use a bi-dimensional utility function (wealth and health status). We prove that the introduction of chronic diseases influences the equilibrium of insurance market. We characterize conditions such that first best contracts can be optimal with asymmetric information. Classification JEL: D82, I1.
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