Quelles perspectives pour l’émergence d’une microfinance « solidaire » ? (notice n° 1019994)
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| fixed length control field | 03601cam a2200301 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250125164718.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Doligez, François |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | Quelles perspectives pour l’émergence d’une microfinance « solidaire » ? |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2016.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 28 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Avant 2011, le secteur du microcrédit s’est construit en Tunisie sur la base d’un « duopole » entre une banque publique, la Banque tunisienne de solidarité (BTS), disposant du monopole de financement des associations locales de microcrédit (AMC), et une institution de microfinance, Enda Inter-arabe. Les changements engagés par les autorités depuis la révolution tunisienne ont amené de nouveaux acteurs dans la microfinance, tout comme ils ont provoqué la crise des associations de microcrédit, relais du financement public dans le secteur. Fort de ces constats, l’article analyse comment l’évolution engagée semble voir s’éloigner la possibilité d’ancrer des approches hybrides novatrices, permettant de déployer un dispositif de financement de proximité dans les zones périphériques du modèle de développement tunisien, tout en augmentant les risques d’une dérive commerciale de la microfinance et de sa concentration. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Before 2011, the Tunisian microfinance sector was built on a “duopoly” between a public bank, the Banque tunisienne de solidarité (BTS), which had a monopoly over the financing of local microcredit associations (AMC), and a microfinance institution (ENDA-Inter-arabe). The changes set in motion by the authorities since the Revolution have brought new actors to microfinance, while also triggering a crisis for microcredit associations, which are the intermediaries for public financing in the sector. The article analyzes how the recent evolution seems to make it unlikelier for innovative, hybrid approaches which allow for local financing in peripheral areas with respect to the Tunisian development model to take root, while increasing the risk of the commercialism of microfinance and of its concentration. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Hasta el 2011, el sector del microcrédito en Túnez se construyó en base a un “duopolio” entre un banco público, el Banco Tunecino de Solidaridad (BTS) que tiene el monopolio del financiamiento de las asociaciones locales de microcrédito (AMC), y una asociación de microfinanza (ENDA-Inter-Árabe). Los cambios llevados a cabo por las autoridades desde la Revolución trajeron nuevos actores a la microfinanza, a la vez que generaron una crisis en las asociaciones de microcrédito, intermediarias del financiamiento en el sector. En base a estas constataciones, el artículo analiza cómo la orientación seguida parece alejarse de la posibilidad de arraigar enfoques híbridos innovadores, que permitan desplegar un dispositivo de financiamiento de proximidad en las zonas periféricas del modelo de desarrollo tunecino; a la vez que aumentan los riesgos de deriva comercial de la microfinanza y de su concentración. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Tunisie |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Microcrédit |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | association |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Tunisia |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Microcredit |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | association |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Mejdoub, Mohamed Mehdi |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Bunge, Frédéric |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Gourvez, Jean-Yves |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | M’Kacher, Abdelwaheb |
| Relator term | author |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Revue Tiers Monde | 225 | 1 | 2016-04-05 | p. 49-76 | 1293-8882 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/revue-tiers-monde-2016-1-page-49?lang=fr&redirect-ssocas=7080">https://shs.cairn.info/revue-tiers-monde-2016-1-page-49?lang=fr&redirect-ssocas=7080</a> |
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