Liens sociaux et financement bancaire (notice n° 1022597)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02922cam a2200289 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250125165815.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Gharsalli, Mazen |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | Liens sociaux et financement bancaire |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2021.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 9 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Étudier la relation entre le banquier et le chef d’entreprise uniquement par ses aspects économiques regroupés sous le terme de relation professionnelle, donne un éclairage pertinent mais qui peut être utilement complété par l’analyse de ses aspects sociologiques définis par le terme de relation personnelle. Dans cette perspective, nous proposons une évaluation sociale de la relation bancaire dans laquelle la perception subjective de l’emprunteur par l’évaluateur et la détention d’informations spécifiques acquises à travers des réseaux sociaux, peuvent être déterminantes dans la décision d’attribution et la fixation des conditions d’emprunts. Pour ce faire, nous avons réalisé une enquête exploratoire menée auprès de vingt-cinq banquiers. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Among the various lending technologies, relationship lending has a peculiar role. However, research on relationships lending pays only marginal attention to the role of social ties and network on financing conditions for SMEs. These relationships can play an important role in reducing agency problems, moral hazard, adverse selection and transaction costs as well as the costs of monitoring and control. The present exploratory study is an attempt to fill this gap by investigating how social interaction affects the terms of loan financing for SMEs (credit access, interest rate, guarantees). It is based on a survey of bank lending managers. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Analizar la relación entre el banquero y el jefe de empresa, únicamente, por los aspectos económicos, agrupados en el término de relación profesional, aporta un enfoque pertinente que puede completarse, de forma útil, con el análisis de los aspectos sociológicos definidos en el término relación personal. Proponemos una evaluación social de la relación bancaria, en la que la percepción subjetiva del prestatario o emprestador por el evaluador y la posesión de información específica a traves de las redes sociales, pueden ser determinantes en la decisión de atribución y fijación de las condiciones del préstamo. Para ello hemos realizado una encuesta entre veinticinco banqueros. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | lien sociaux |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | réseau personnel |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | conditions d’emprunts |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Pme |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | relation bancaire |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | SMEs |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | social relationship |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | term loan |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | network |
| 786 0# - DATA SOURCE ENTRY | |
| Note | La Revue des Sciences de Gestion | 306 | 6 | 2021-04-22 | p. 31-38 | 1160-7742 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/revue-des-sciences-de-gestion-2020-6-page-31?lang=fr&redirect-ssocas=7080">https://shs.cairn.info/revue-des-sciences-de-gestion-2020-6-page-31?lang=fr&redirect-ssocas=7080</a> |
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