L’autoprotection influence-t-elle les choix d’assurance des individus ? Une étude expérimentale (notice n° 1048330)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02452cam a2200361 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250125203235.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Mouminoux, Claire |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | L’autoprotection influence-t-elle les choix d’assurance des individus ? Une étude expérimentale |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2025.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 64 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Based on lab experiment, this study analyzes whether introducing a self-protection mechanism to reduce the loss probability affects individuals’ insurance choices. The experimental evidence shows that the possibility of a posteriori self-protection encourages policyholders to choose lower levels of coverage, which reveals their preference for self-protection to mitigate their risk. However, this attraction to self-protection option does not turn into real action revealing an inconsistency of choices: individuals who deliberately choose to be less insured when a self-protection option is available do not subsequently engage in more self-protection efforts afterwards. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | À l’aide d’une expérimentation en laboratoire, cette étude compare les choix individuels en matière d’assurance, en fonction de la présence, ou non, d’une option d’autoprotection permettant de diminuer la probabilité de perte. Les résultats montrent que la possibilité d’engager un effort d’autoprotection, a posteriori, encourage les assurés à choisir des niveaux de couverture plus faibles, révélant ainsi leur préférence pour l’autoprotection par rapport à l’assurance. Cependant, les résultats indiquent également une incohérence dans les choix des individus puisque cet attrait pour l’option d’autoprotection ne se traduit finalement pas par davantage d’efforts d’autoprotection. Classification JEL : D81, C91, D91. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | biais hypothétique |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | assurance |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | expérimentation en laboratoire |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | autoprotection |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | self-protection |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | lab experiment |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | hypothetical bias |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | insurance |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Plantier, Morgane |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Rullière, Jean-Louis |
| Relator term | author |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Revue économique | 75 | 5 | 2025-01-03 | p. 1043-1085 | 0035-2764 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/revue-economique-2024-5-page-1043?lang=fr&redirect-ssocas=7080">https://shs.cairn.info/revue-economique-2024-5-page-1043?lang=fr&redirect-ssocas=7080</a> |
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