The Digital Transformation of The French Non-Life Insurance Sector: Issues, Challenges and Research Prospects (notice n° 1921423)
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| fixed length control field | 01700cam a2200181 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20260329022625.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Allam-Firley, Débora |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | The Digital Transformation of The French Non-Life Insurance Sector: Issues, Challenges and Research Prospects |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2025.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 40 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | This paper examines the digital transformation of French non-life insurance services, focusing particularly on the impact of artificial intelligence (AI) adoption and insurtech. AI is boosting the productivity of services and reducing costs but also implies strategic, financial and ethical challenges. To analyze the knowledge and practice areas, we mobilize the work of Ivanov and Webster (2019). These authors highlight the various dynamics that crystallize the issues of AI in insurance services. This conceptual framework is based on the insurer organization and identifies the activities that can be outsourced in its value chain and those managed in-house. Other insurers and AI-providing service providers represent the other side of this ecosystem. Our findings reveal that AI and insurtech are driving profound structural changes in the insurance ecosystem. These changes include a shift from ex-post compensation to ex-ante prevention, from segmentation-based to behavioural pricing, and from retrospective to prospective risk management. |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Depret, Marc-Hubert |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Merlin-Brogniart, Céline |
| Relator term | author |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Innovations | special issue | HS1 | 2025-10-10 | p. 112-112 | 1267-4982 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/revue-innovations-2025-HS1-page-112?lang=en&redirect-ssocas=7080">https://shs.cairn.info/revue-innovations-2025-HS1-page-112?lang=en&redirect-ssocas=7080</a> |
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