French banks faced with the emergence of payment and credit FinTechs: Regulatory dynamics and technical change (notice n° 207192)
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| fixed length control field | 01665cam a2200289 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250112052625.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Bédu, Nicolas |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | French banks faced with the emergence of payment and credit FinTechs: Regulatory dynamics and technical change |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2022.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 33 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | This article examines the effects of competition from FinTech players on the evolution of the French banking sector. Based on the analysis of the sectoral system of innovation and production (SSIP) of payment services and credit distribution, we show that the technical change resulting from the development of FinTechs has led to the entry of challengers. However, these challengers are not able to destabilize the banking oligopoly. The inertia of the sectoral system can be explained by the combination of the current dynamics of banking regulation favorable to the incumbents, the banks’ ability to adapt, and the low degree of innovation of payment and credit FinTechs. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | sectoral system of innovation and production |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | payment and credit services |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | banks |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | FinTechs |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | sectoral system of innovation and production |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | payment and credit services |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | banks |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | FinTechs |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Granier, Caroline |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Malherbe, Léo |
| Relator term | author |
| 700 10 - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Montalban, Matthieu |
| Relator term | author |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Revue d'économie industrielle | o 176 | 4 | 2022-02-24 | p. 169-206 | 0154-3229 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/journal-revue-d-economie-industrielle-2021-4-page-169?lang=en">https://shs.cairn.info/journal-revue-d-economie-industrielle-2021-4-page-169?lang=en</a> |
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