How Can Access to Financing Be Improved for Small and Medium-Sized Businesses in Sub-Saharan Africa? (notice n° 375056)

détails MARC
000 -LEADER
fixed length control field 01565cam a2200205 4500500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20250118091849.0
041 ## - LANGUAGE CODE
Language code of text/sound track or separate title fre
042 ## - AUTHENTICATION CODE
Authentication code dc
100 10 - MAIN ENTRY--PERSONAL NAME
Personal name Lefilleur, Julien
Relator term author
245 00 - TITLE STATEMENT
Title How Can Access to Financing Be Improved for Small and Medium-Sized Businesses in Sub-Saharan Africa?
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2009.<br/>
500 ## - GENERAL NOTE
General note 98
520 ## - SUMMARY, ETC.
Summary, etc. Access to financing is the main constraint faced by small and medium-sized enterprises (SMEs) in sub-Saharan Africa. Three reasons keep the traditional players ? banks, investment funds, and development finance institutions ? away from this market: a mistakenly high risk perception, high transaction costs, and the difficulty of adequately collateralizing loans. Improving the financing of small and medium-sized businesses mainly depends on whether the private sector is able to develop financial systems that are better suited to the local business environment. Adapting microfinance principles to financing of SMEs may hold promise, and likewise, developing credit products that allow lenders to be better secured, or, alternatively, encouraging guarantee funds would certainly also help improve access to finance for small and medium-sized businesses.
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element microfinance
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element small and medium-sized businesses
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element sub-Saharan Africa
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element improved credit security
786 0# - DATA SOURCE ENTRY
Note Afrique contemporaine | o 227 | 3 | 2009-01-05 | p. 153-174 | 0002-0478
856 41 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="https://shs.cairn.info/journal-afrique-contemporaine1-2008-3-page-153?lang=en&redirect-ssocas=7080">https://shs.cairn.info/journal-afrique-contemporaine1-2008-3-page-153?lang=en&redirect-ssocas=7080</a>

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