How Can Access to Financing Be Improved for Small and Medium-Sized Businesses in Sub-Saharan Africa? (notice n° 375056)
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fixed length control field | 01565cam a2200205 4500500 |
005 - DATE AND TIME OF LATEST TRANSACTION | |
control field | 20250118091849.0 |
041 ## - LANGUAGE CODE | |
Language code of text/sound track or separate title | fre |
042 ## - AUTHENTICATION CODE | |
Authentication code | dc |
100 10 - MAIN ENTRY--PERSONAL NAME | |
Personal name | Lefilleur, Julien |
Relator term | author |
245 00 - TITLE STATEMENT | |
Title | How Can Access to Financing Be Improved for Small and Medium-Sized Businesses in Sub-Saharan Africa? |
260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
Date of publication, distribution, etc. | 2009.<br/> |
500 ## - GENERAL NOTE | |
General note | 98 |
520 ## - SUMMARY, ETC. | |
Summary, etc. | Access to financing is the main constraint faced by small and medium-sized enterprises (SMEs) in sub-Saharan Africa. Three reasons keep the traditional players ? banks, investment funds, and development finance institutions ? away from this market: a mistakenly high risk perception, high transaction costs, and the difficulty of adequately collateralizing loans. Improving the financing of small and medium-sized businesses mainly depends on whether the private sector is able to develop financial systems that are better suited to the local business environment. Adapting microfinance principles to financing of SMEs may hold promise, and likewise, developing credit products that allow lenders to be better secured, or, alternatively, encouraging guarantee funds would certainly also help improve access to finance for small and medium-sized businesses. |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | microfinance |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | small and medium-sized businesses |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | sub-Saharan Africa |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | improved credit security |
786 0# - DATA SOURCE ENTRY | |
Note | Afrique contemporaine | o 227 | 3 | 2009-01-05 | p. 153-174 | 0002-0478 |
856 41 - ELECTRONIC LOCATION AND ACCESS | |
Uniform Resource Identifier | <a href="https://shs.cairn.info/journal-afrique-contemporaine1-2008-3-page-153?lang=en&redirect-ssocas=7080">https://shs.cairn.info/journal-afrique-contemporaine1-2008-3-page-153?lang=en&redirect-ssocas=7080</a> |
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