Do Interest Rate Ceilings Really Protect the Poor and Small Enterprises? (notice n° 516449)

détails MARC
000 -LEADER
fixed length control field 01251cam a2200205 4500500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20250121093638.0
041 ## - LANGUAGE CODE
Language code of text/sound track or separate title fre
042 ## - AUTHENTICATION CODE
Authentication code dc
100 10 - MAIN ENTRY--PERSONAL NAME
Personal name Acclassato, Denis H.
Relator term author
245 00 - TITLE STATEMENT
Title Do Interest Rate Ceilings Really Protect the Poor and Small Enterprises?
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2008.<br/>
500 ## - GENERAL NOTE
General note 35
520 ## - SUMMARY, ETC.
Summary, etc. In emerging economies, microfinance institutions (MFIs) have begun to play an increasing role by providing financial services to the poor and small enterprises. However, usury laws are becoming generalized in those countries. This study shows that interest rate ceilings do not really protect small enterprises and ultimately damage microfinance institutions. To be sustainable and thereby reach a larger number of clients, microfinance institutions need to price loans in a realistic way. One way to protect borrowers is to stimulate competition among MFIs by promoting transparency over interest rates.
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element ceilings
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element Microfinance
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element Effective interest rate
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Topical term or geographic name as entry element Usury
786 0# - DATA SOURCE ENTRY
Note Mondes en développement | o 141 | 1 | 2008-03-14 | p. 93-109 | 0302-3052
856 41 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="https://shs.cairn.info/journal-mondes-en-developpement-2008-1-page-93?lang=en&redirect-ssocas=7080">https://shs.cairn.info/journal-mondes-en-developpement-2008-1-page-93?lang=en&redirect-ssocas=7080</a>

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