Do Interest Rate Ceilings Really Protect the Poor and Small Enterprises? (notice n° 516449)
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fixed length control field | 01251cam a2200205 4500500 |
005 - DATE AND TIME OF LATEST TRANSACTION | |
control field | 20250121093638.0 |
041 ## - LANGUAGE CODE | |
Language code of text/sound track or separate title | fre |
042 ## - AUTHENTICATION CODE | |
Authentication code | dc |
100 10 - MAIN ENTRY--PERSONAL NAME | |
Personal name | Acclassato, Denis H. |
Relator term | author |
245 00 - TITLE STATEMENT | |
Title | Do Interest Rate Ceilings Really Protect the Poor and Small Enterprises? |
260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
Date of publication, distribution, etc. | 2008.<br/> |
500 ## - GENERAL NOTE | |
General note | 35 |
520 ## - SUMMARY, ETC. | |
Summary, etc. | In emerging economies, microfinance institutions (MFIs) have begun to play an increasing role by providing financial services to the poor and small enterprises. However, usury laws are becoming generalized in those countries. This study shows that interest rate ceilings do not really protect small enterprises and ultimately damage microfinance institutions. To be sustainable and thereby reach a larger number of clients, microfinance institutions need to price loans in a realistic way. One way to protect borrowers is to stimulate competition among MFIs by promoting transparency over interest rates. |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | ceilings |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | Microfinance |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | Effective interest rate |
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
Topical term or geographic name as entry element | Usury |
786 0# - DATA SOURCE ENTRY | |
Note | Mondes en développement | o 141 | 1 | 2008-03-14 | p. 93-109 | 0302-3052 |
856 41 - ELECTRONIC LOCATION AND ACCESS | |
Uniform Resource Identifier | <a href="https://shs.cairn.info/journal-mondes-en-developpement-2008-1-page-93?lang=en&redirect-ssocas=7080">https://shs.cairn.info/journal-mondes-en-developpement-2008-1-page-93?lang=en&redirect-ssocas=7080</a> |
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