The Dual Role of Mobile Payment in Developing Countries (notice n° 546229)

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005 - DATE AND TIME OF LATEST TRANSACTION
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041 ## - LANGUAGE CODE
Language code of text/sound track or separate title fre
042 ## - AUTHENTICATION CODE
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100 10 - MAIN ENTRY--PERSONAL NAME
Personal name Chaix, Laetitia
Relator term author
245 00 - TITLE STATEMENT
Title The Dual Role of Mobile Payment in Developing Countries
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2015.<br/>
500 ## - GENERAL NOTE
General note 90
520 ## - SUMMARY, ETC.
Summary, etc. This paper analyzes the capacity of mobile-payment solutions to improve financial inclusion in developing countries. It elaborates from rural East African countries experiences where mobile payment services have developed rapidly. With a simple dynamic model which rationalizes traders’ adoption process of distant mobile payment services, we analyze the role of telephonic operators in financial inclusion. We point out the interest of a diversified supply of m-payment services, including simplified solutions proposed by operators alone, in complement of more advanced services involving financial partners. We explain how such a diversified supply, including a “frugal” innovative component, can be more efficient to improve financial inclusion than the only elaborated solutions provided cooperatively by operators and banks.Codes JEL : E42, O33
700 10 - ADDED ENTRY--PERSONAL NAME
Personal name Torre, Dominique
Relator term author
786 0# - DATA SOURCE ENTRY
Note Revue économique | 66 | 4 | 2015-06-10 | p. 703-727 | 0035-2764
856 41 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="https://shs.cairn.info/journal-revue-economique-2015-4-page-703?lang=en&redirect-ssocas=7080">https://shs.cairn.info/journal-revue-economique-2015-4-page-703?lang=en&redirect-ssocas=7080</a>

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