Does choice option in insurance affect the preventive behaviors of policyholders? (notice n° 546452)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 01441cam a2200253 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250121114115.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Plantier, Morgane |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | Does choice option in insurance affect the preventive behaviors of policyholders? |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2022.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 14 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | Based on lab experiment, this study compares the level of prevention effort made by participants to reduce the risk probability, between the situation where they have previously chosen an insurance contract from a menu; and the situation where the insurance contract was imposed. The experimental evidence reveals a negative impact of introducing choice option in insurance on policyholders’ preventive behaviors. In addition to the negative effect of the coverage rate on preventive effort (i.e. moral hazard effect), giving participants the choice of insurance contract reduces the level of preventive effort that they make afterwards, for a given coverage level. JEL Codes: D81, C91. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | insurance |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | lab experiment |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | value of choice |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | prevention |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | insurance |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | lab experiment |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | value of choice |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | prevention |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Revue économique | 73 | 5 | 2022-08-30 | p. 811-839 | 0035-2764 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/journal-revue-economique-2022-5-page-811?lang=en&redirect-ssocas=7080">https://shs.cairn.info/journal-revue-economique-2022-5-page-811?lang=en&redirect-ssocas=7080</a> |
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