L’octroi de crédit bancaire aux PME françaises depuis les réformes de Bâle. Sociologie d’une évaluation (notice n° 861151)
[ vue normale ]
| 000 -LEADER | |
|---|---|
| fixed length control field | 02164cam a2200289 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250123152827.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Serve, Stéphanie |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | L’octroi de crédit bancaire aux PME françaises depuis les réformes de Bâle. Sociologie d’une évaluation |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2022.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 45 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | L’objectif de ce travail est de comprendre comment se construit l’offre de crédit bancaire aux PME dix ans après l’entrée en vigueur des réformes dites de Bâle II. Nous nous questionnons sur la persistance d’une évaluation socialement encastrée des risques dans cet environnement financiarisé. Notre enquête montre comment les acteurs valorisent le risque de crédit par des calculs au sens de Callon et Muniesa [2003] sur les différents segments de la chaîne modelés par la structure organisationnelle de la banque. Elle met en lumière que cette évaluation du risque n’a pas pour seul objectif de le réduire, mais fait intervenir des critères moraux et des logiques d’encastrement. Le résultat de ces calculs économiques influe sur la distribution du crédit aux PME. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | The objective of this article is to document the credit granting process since the Basel reforms. Our survey shows how banks value SMEs’ credit risk through calculations as set out by Callon and Muniesa (2003) on the different chain segments induced by the bank’s organizational structure. We show that reducing risk is not the only objective involved in bank’s decisions: moral considerations and embeddedness logics are also at stake. The result of economic calculations generates a regulation of the credit offer. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | PME |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | crédit |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | réformes de Bâle |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | banques |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | notation |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | banks |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | SME |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | credit |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | Basel reforms |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | scoring |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Revue Française de Socio-Économie | 28 | 1 | 2022-06-13 | p. 179-199 | 1966-6608 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/revue-francaise-de-socio-economie-2022-1-page-179?lang=fr&redirect-ssocas=7080">https://shs.cairn.info/revue-francaise-de-socio-economie-2022-1-page-179?lang=fr&redirect-ssocas=7080</a> |
Pas d'exemplaire disponible.
Réseaux sociaux