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Among the various lending technologies, relationship lending has a very specific role. However, research on relationship lending pays only marginal attention to the role of social connections and networks on financing conditions for SMEs. These relationships can play an important role in reducing agency problems, moral hazard, adverse selection, and transaction costs, as well as monitoring and control costs. The present exploratory study is an attempt to fill this gap by investigating how social interaction affects the terms of loan financing for SMEs (including credit access, interest rate, guarantees). It is based on a survey of bank lending managers.