000			01784cam a2200157 4500500
005			20251109010612.0
041			_afre
042			_adc
100	1	0	_aMartz, Isabelle _eauthor
245	0	0	_aHow Stablecoins and Central Bank Digital Currencies Can Shake Up Financial Services and Payments
260			_c2023.
500			_a10
520			_aBlockchain technology makes possible a new economy, which is called a “tokenized economy”, with digital assets of a new type. But the tokenized world still lacks maturity in its technological, legal, and regulatory aspects, as well as in its uses, and still has many challenges: cybersecurity, data sharing and protection, the technological issues of interoperability and scalability, the temptation of some public and private players to extensively recentralize, global systemic impacts (financial, environmental, and social), the need for education and to support the development of skills. While the field of application for blockchains is very broad, they have initially been used in financial services and payments, where decentralized technologies seem to have strong potential. Banks have a big role to play in shaping the foundations of this new economy. They are legitimate and can provide security, trust, and interoperability between new and traditional solutions for it. Despite the lack of regulatory clarity and technological maturity, they need to start experimenting and stepping up because for them, as for the other economic players, doing nothing is not an option. Classification JEL: E42, G21, O33.
786	0		_nRevue d'économie financière | o 149 | 1 | 2023-03-30 | p. 153-173 | 0987-3368
856	4	1	_uhttps://shs.cairn.info/journal-revue-d-economie-financiere-2023-1-page-153?lang=en&redirect-ssocas=7080
999			_c1561836 _d1561836