000 01378cam a2200253 4500500
005 20250112061114.0
041 _afre
042 _adc
100 1 0 _aGharsalli, Mazen
_eauthor
245 0 0 _aSocial connection and bank financing: A case study of SMEs
260 _c2021.
500 _a46
520 _aAmong the various lending technologies, relationship lending has a very specific role. However, research on relationship lending pays only marginal attention to the role of social connections and networks on financing conditions for SMEs. These relationships can play an important role in reducing agency problems, moral hazard, adverse selection, and transaction costs, as well as monitoring and control costs. The present exploratory study is an attempt to fill this gap by investigating how social interaction affects the terms of loan financing for SMEs (including credit access, interest rate, guarantees). It is based on a survey of bank lending managers.
690 _aSMEs
690 _asocial relationship
690 _aloan terms
690 _anetwork
690 _aSMEs
690 _asocial relationship
690 _aterm loan
690 _anetwork
786 0 _nLa Revue des Sciences de Gestion | 306 | 6 | 2021-04-22 | p. 31-38 | 1160-7742
856 4 1 _uhttps://shs.cairn.info/journal-revue-des-sciences-de-gestion-2020-6-page-31?lang=en
999 _c225572
_d225572