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041 _afre
042 _adc
100 1 0 _aBranellec, Gurvan
_eauthor
700 1 0 _a Lee, Ji-Yong
_eauthor
245 0 0 _aThe Choice of a Regulation Model for Fintech: Between Sandbox and Soundbox
260 _c2020.
500 _a32
520 _aThe digital revolution affects almost every type of financial activity. This phenomenon leads regulators to supervise the new players who are constantly gaining popularity. The public authorities face complex imperatives to reconcile. On the one hand, they want to open the traditional legal framework in order to intensify competition by allowing Fintech start-ups to offer financial services to individuals and companies. On the other hand, the control of these risky activities is necessary to protect the consumer. France thus faces the challenge of building a legal framework that does not hinder the innovation of the Fintech. Given that Fintech operations are growing fast in the United Kingdom and the United States, it is relevant to ask whether their regulations could be used as models for France or whether a different regulation is needed. The study contributes to this issue through an exploration of the legal literature (English and American) and literature of financial economics. JEL Codes: G10, G28, K02, O03.
786 0 _nRevue d'économie financière | 136 | 4 | 2020-05-11 | p. 387-410 | 0987-3368
856 4 1 _uhttps://shs.cairn.info/journal-revue-d-economie-financiere-2019-4-page-387?lang=en&redirect-ssocas=7080
999 _c468244
_d468244