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041 _afre
042 _adc
100 1 0 _aFall, François-Seck
_eauthor
700 1 0 _a Birba, Ousmane
_eauthor
245 0 0 _aAdoption of Information and Communication Technologies in Microfinance: Senegalese Experiences
260 _c2016.
500 _a59
520 _aThis paper analyzes the factors that explain the adoption of information and communication technologies (ICT) in the Senegalese microfinance industry. It also attempts to highlight the effect of their integration in microfinance on the social mission of microfinance institutions (MFIs). We use the survey data “NTIC, Growth and Poverty in Senegal”, a probability survey conducted in 2010 by the Consortium for Economic and Social Research (CRES). We mobilize two main approaches: bivariate descriptive analysis completed by an ACM and a logit model. The results show that the adoption of ICT depends on the characteristics of the MFI such as age and sex of the manager, the organization mode, size, etc. It also depends on the nature of its financial products and services. Some intensive services technology encourage investment in MFIs ICT, while others not. Investment in ICT significantly increases the likelihood that the MFI is socially efficient.Codes JEL : O33, G21, O12.
690 _ainformation and communication technologies
690 _amicrofinance
690 _asocial performance
690 _aSenegal
786 0 _nRevue d’économie du développement | 23 | 2 | 2016-07-07 | p. 71-101 | 1245-4060
856 4 1 _uhttps://shs.cairn.info/journal-revue-d-economie-du-developpement-2015-2-page-71?lang=en&redirect-ssocas=7080
999 _c708429
_d708429