Connaissance du contrat complémentaire santé et écart assurantiel (notice n° 838256)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02448cam a2200241 4500500 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250123141342.0 |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | fre |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | dc |
| 100 10 - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Ristori, Anne-Kim |
| Relator term | author |
| 245 00 - TITLE STATEMENT | |
| Title | Connaissance du contrat complémentaire santé et écart assurantiel |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Date of publication, distribution, etc. | 2023.<br/> |
| 500 ## - GENERAL NOTE | |
| General note | 50 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | En France, l’assurance maladie obligatoire (AMO) couvre la majorité des dépenses de santé, le reste à charge étant plus ou moins pris en charge par l’assurance maladie complémentaire (AMC). Mais les assurés connaissent-ils vraiment leur contrat d’AMC ? Ce travail empirique explore des données administratives appariées à des données d’enquête renseignant des caractéristiques habituellement non observées (état de santé ou aversion au risque). Dans un premier temps, nous identifions les facteurs qui influencent la connaissance qu’ont les assurés de leur contrat, puis nous analysons l’écart entre les remboursements et les cotisations à l’aide de régressions quantiles. Paradoxalement, cet écart ne semble pas être creusé par la consommation de soins dits « de confort » mais plutôt par des soins hospitaliers. Une meilleure connaissance de son contrat semble être profitable. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | In France, the national health insurance (NHI) covers the majority of health expenses, the rest being more or less covered by the complementary health insurance (CHI). But do insured persons really know their CHI contract? This empirical work explores administrative data matched with survey data providing information on usually unobserved characteristics (health status or risk aversion). First, we identify the factors that influence policyholders’ knowledge of their contract, then we analyze the gap between reimbursements and contributions using quantile regressions. Paradoxically, this gap does not seem to be widened by the consumption of so-called “comfort” care but rather by hospital care. Moreover, a better knowledge of one’s contract seems to be beneficial. |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | assurance santé |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | régressions quantiles |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | information et connaissance |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | health insurance |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | information and knowledge |
| 690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN) | |
| Topical term or geographic name as entry element | quantile regressions |
| 786 0# - DATA SOURCE ENTRY | |
| Note | Revue économique | 74 | 3 | 2023-07-20 | p. 399-439 | 0035-2764 |
| 856 41 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | <a href="https://shs.cairn.info/revue-economique-2023-3-page-399?lang=fr&redirect-ssocas=7080">https://shs.cairn.info/revue-economique-2023-3-page-399?lang=fr&redirect-ssocas=7080</a> |
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